Signal for insurance
Insurance Renewal Reminder Software
The best premium you'll ever get is quoted 60 days before renewal — not the week of. Signal reminds you while there's still time to shop, negotiate, or switch.
Renewal dates sneak up, and lapses cost more than premiums
Insurance renewals have two failure modes and both are expensive. The mild one: the renewal notice arrives, nobody has time to shop alternatives, and you roll over at whatever the carrier quoted — year after year, the loyalty penalty compounds. The severe one: the policy actually lapses. A day without general liability or workers' comp coverage isn't an admin hiccup — it can breach client contracts, violate statutory requirements, and leave the business naked against exactly the claim that picks that week to arrive.
Most businesses hold five to fifteen policies across different carriers and brokers, each renewing on its own date. The broker reminds you about the policies they earn commission on; nobody reminds you about the rest. A renewal calendar that belongs to you — not to a carrier — is the missing piece.
Policies businesses track with Signal
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Core business policies
General liability, property, professional indemnity, workers' comp — reminded 60 and 30 days out so broking and negotiation actually happen.
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Specialty and cyber policies
Cyber, D&O, marine, event coverage — the policies bought once and forgotten, until the renewal or the incident arrives.
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Client-required coverage proofs
Contracts often require maintaining specific coverage. Track the policy and the proof-of-insurance obligation side by side.
How Signal handles it
- Reminder schedules. Set 60/30/14-day offsets so the renewal conversation starts when you still have leverage, with a final 3-day backstop against lapse.
- Custom fields. Record carrier, broker, premium, and policy number per item, so the reminder email arrives with the facts needed to act.
- Multiple recipients. The finance lead, the operations manager, and the broker's inbox can all share the schedule — renewals stop depending on one person's diligence.
- Renewal tracking. Each year's renewal is logged with a note — over time the item carries its own premium history, which is negotiation ammunition.
Frequently asked questions
How early should insurance reminders start?
Sixty days is the sweet spot for shopping the market; 30 days is the minimum for a meaningful broker conversation. Signal lets you stack both, plus a short-fuse backstop near the date.
Can we track policies from multiple carriers and brokers?
Yes — Signal is carrier-neutral by design. Record the carrier and broker as custom fields or companies, and your renewal calendar lives in one place you control.
Can our broker receive the reminders too?
Yes. Add the broker as a contact and attach them as a recipient on relevant policies — they'll get the same emails your team does, on the same schedule.